7 Ways To Invest Your Money in 2020

Investing money is almost synonymous with the stock market, bonds, or real estate. The first thing most financial advisors will tell you is to buy stock. The second thing they will mention is buying bonds to make sure you’re diversified. Then the third thing they will mention is that you should make sure you’re further diversified by buying real estate (if you have the capital).

Now, none of these ideas are bad ideas at all! It just makes the investing world seem a little one dimensional. There plenty of other places that you can invest your money and we’re going to share our 7 favorite places with you right now (none of them will be stocks, bonds, or real estate).


Like Facebook? Or Craigslist? Yes, exactly like that. Popular websites can make an absolute killing in terms of income. Facebook made 70 billion (with a B) in revenue in 2020. Some of the most popular blogs earn thousands of dollars per month. It’s arguably better to own a website that generates thousands of dollars per month than it is to own stocks, bonds, or even real estate.

Of course, you can’t just go out and buy Facebook or a million dollar blog. However, that doesn’t mean you can’t go out and buy something. Flippa is the #1 marketplace for buying and selling online businesses, websites, and blogs. You’re able to scroll through their listings, see statistics, and message the seller. Take a look and see if you can find a deal!

One thing to note: we highly recommend doing very thorough due diligence before purchasing. Make sure that all numbers (traffic, visits, revenue, etc.) are accurate.


If you aren’t sure what royalties are, it works like this. Every time you stream Crazy In Love on Spotify, Beyonce receives a paycheck. For each stream, she earns approximately $.006.

Now obviously there is a ton of hard work, talent, and luck that goes into producing a hit like Crazy In Love. This type of time investment just isn’t feasible for most people. However, that doesn’t mean you can’t invest in someone else’s work!

Royalty Exchange is a platform where you can shop through the rights to popular songs. If you buy them, you’ll be the recipient of all dividend payments every time they get played! Much cooler than buying a government-issued bond!


Have you ever had to go to the bank to get a loan? Chances are that you have if you’ve ever bought a car, a house, or started a business. The bank loans you the money and then earns money because you pay them back with interest. Well, here’s your chance to become the bank.

We don’t mean that you should open a bank. We’re talking about peer to peer lending. This is just lending money to your peers online. It works the same way as the last example. You loan people money and they promise to repay you with interest. These are particularly good for generating passive income.

If this sounds like something you’re interested in, check out Prosper and Lending Club.


Lots of famous businesses have been started with only a few thousand dollars. This, combined with the fact that it’s never been easier to start a business, and suddenly this is sounding like a good investment.

If you have a great business idea use your savings to fuel it instead of sinking it into stocks and bonds. Companies like Shopify will help get you started selling online and programs like Amazon FBA will even handle the logistics for you.


Although we don’t love cryptocurrency as much as some others on this list, it’s still an intriguing alternative to stocks, bonds, and real estate. The future of cryptocurrency is still a little unknown but it could definitely be big. If it is, you’ll be happy that you got started when you did.


We lied. This investment is going to feature real estate just a little bit. With the rise of the Sharing Economy, you can make money by renting out pretty much anything you own. From spare rooms to cars to even your driveway.

 AirBnB is a great place to rent out spare rooms that you have and Turo is a great place to rent out spare cars. The investing part comes if you don’t already have spare rooms or cars. Just simply buy one. We’ve heard lots of success stories of people buying a new car and then leasing it out on Turo. They cover the interest payments and then have a little cash left over.

These are just two ideas and there are surely more. Just do a little research into what other platforms are available and what you can rent out.


This might sound a little corny but investing in your self is one of the best investments you can make. Take an online course at Udemy or Masterclass and learn something new. Studying a new skill related to your field of work can help lead to a raise or promotion. Or you can learn something entirely new and turn it into a successful side hustle.

You can also go the non-financial route and learn a new hobby. Learn to play an instrument, a new language, or start writing. You can learn to do virtually anything for free these days on YouTube. All that’s needed is your commitment!

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